Do you like to talk and text on your cell phone while driving? Save some rainy day funds

The state of New Jersey is about to get a lot tougher on talking and texting scofflaws with penalties that may include a suspension of your driving privileges after a third offense. State Sen. Richard Codey of Essex County is pushing for the Garden State to have the toughest talking and texting while driving laws anywhere in the USA. Codey has introduced a bill that would suspend drivers’ licenses for 60 days after their third offense. As the law currently reads, the fine is $100 for each offense (no points given). Codey wants to raise the penalty to $100 for a first offense, $250 for a second and $500 and the sixty day ban on driving for a third offense. He'd also like to see points assigned to drivers records if they are caught.

What say you citizens? Do you talk and text on your cellie while you drive (It's OK, you can be anonymous in comments)? Do you think bigger penalties will help curb this problem? Comment section awaits.